What will you learn?

costumer journey
The real cost of fragmentation

Why disconnected systems are increasing operational complexity, slowing innovation, and impacting client experience.

costumer journey
Why onboarding is a competitive issue

How lengthy onboarding journeys are contributing to client abandonment and revenue loss.

innovation
What commercial clients now expect

The six expectations reshaping commercial banking relationships in 2026.

Artificial Inteligence
The new role of AI in commercial banking

Why unified architecture is becoming essential for scalable AI adoption and intelligent automation.

relation
How relationship banking is evolving

Discover how leading institutions are using digital capabilities to strengthen, not replace, human relationships.

composable
The architectural shift shaping the future

Learn why composable, unified experience layers are emerging as the preferred modernization strategy.

The experience gap  in commercial banking and how to close it cover

Lead the future of commercial banking

Discover how platform fragmentation is costing commercial banks clients, revenue, and relevance. Download the report to explore what today’s commercial banking leaders are doing differently. 

The future of commercial banking is unified, intelligent, and humanized

The institutions closing the experience gap today are creating the foundation for stronger client relationships, faster innovation, scalable AI adoption, and more efficient operations.

The experience gap  in commercial banking and how to close it banner img

The numbers

The experience gap  in commercial banking and how to close it stats
The experience gap  in commercial banking and how to close it stats
The experience gap  in commercial banking and how to close it stats
ogon

Commercial clients increasingly favor online channels. 80% of MSME clients in Europe are active on digital banking platforms at least once every 30 days in 2024, 17% more than retail clients and one in two UK SMEs now use mobile banking apps weekly, with Canada and the US close behind at 45%.

McKinsey, 2025