The accounts feature displays the account transactions and details for an authenticated client.
Enable the user to pick which alerts they would like to receive (e.g. account balance, transactions, login) and on which channel (email, SMS, push notifications).
View detailed product information and transaction history, with relevant details tailored to each account and product type.
This feature allows you to manage transactions by viewing and editing them.
Transfer funds between your own accounts with secure OTP validation. Save frequent transfers to Favourites for quick access.
Pay one or multiple bills in a single transaction, with flexible payment details and support for eligible accounts and payees.
Spending widgets and tailored product cards for debit and credit cards.
Integrated savings product display and quick actions.
The Omnichannel Contract defines the terms for using digital channels, including transaction limits, signatures, and user access. Users can view, search, and edit active or inactive contracts.
Allows users to upload files and process multiple transfers and payments with automated validation.
Validate and execute bulk operations contained in a file (even if there is no core banking support), including use cases such as payroll management and supplier payments.
The Canada Revenue Agency (CRA) payments module includes features that allow users to pay their taxes to the CRA through the Business taxes feature and receive their returns through the Direct deposit feature.
Switch between personal and business profiles instantly, without logging in again.
Enables the Financial Institution to gather user feedback privately and in a contextualized manner using configurable surveys.
Allows for the display and interaction with campaigns to be presented to clients.
Manage document preferences and access, view, and download banking documents digitally, anytime.
Easily upload required documents, including ID, proof of address, and signed agreements, across a wide range of platform features and workflows.
Allows the Financial Institution to request regulatory personal data updates, potentially blocking the user from logging in if necessary.
Fully autonomous ability for companies to create, suspend, and unlock user access to their omnichannel contract.
Configure users and entitlements by assigning trustees, defining contract ownership, and managing access rights across accounts and channels.
Fully autonomous ability for companies to make changes to their omnichannel contract rules (e.g. entitlements, approvals), with different access and detail levels.
Enables the creation of complex omnichannel contracts for companies containing multiple users, and for each user to have access to multiple contracts using the same credentials.
Support for accounts and transactions using different currencies.
Ability to configure account entitlements as permission groups, reducing management complexity in contracts with many users.
Configurable rules governing what operations each user can approve based on criteria such as amount and transaction type.
Centralized list of operations awaiting approval, including the ability to view all details about each operation.
Ability to pick multiple operations to approve at once, including from a mobile device.
Support for representing companies containing multiple logical entities, each with their own accounts, in a single omnichannel contract.
Users in a commercial omnichannel contract can share favourite operations and account groups with other users in the same contract.
Users can choose to be alerted when they have operations to approve, and on which channel ( email, SMS, push notification).
Enables the user to view a quick summary of operations awaiting approval as soon as they log in.
Define and execute one-off or recurring operation schedules (even if there is no core banking support).
Dynamic rules system that governs which operations require approval and which users are needed for approval.
Show a recap of recent digital channel operations on the user’s dashboard.
Provide quick access to favourite operations from the user’s dashboard.
Provide quick access shortcuts to operations right from the dashboard.
In very large omnichannel contracts containing many accounts, users can sort them into logical groups to facilitate navigation and selection.
Enables Financial Institution staff to access and manage commercial omnichannel contracts on behalf of companies using Branch Front-Office or Contact Centre.
Move seamlessly between channels. Start on the web and finish in the app without losing progress or context.
Guide the user through various personalization options during their first login.
Access various personalization options from one place, including profile picture, account nicknames, notifications, and security options.
Switch between personal and business profiles instantly, without logging in again.
Access banking services anytime, on any device, from simple transfers to advanced business management.
Set up a personalized background image for your banking app.
Enjoy a great web banking experience on any device, from 4k monitors to small tablets or phones.
The Financial Institution can present a different visual style for the commercial segment (colours, logos, typography).
AI assistants and conversational banking deliver smarter support and more relevant interactions.
Tweak each dashboard widget according to the user’s preferences, including order, visibility, and behaviour.
Give the user a graphical representation of their account balances and credit card limits when they arrive at their dashboard.
Provide quick access to favourite operations from the user’s dashboard.
Show a recap of recent digital channel operations on the user’s dashboard.
Provide quick access shortcuts to operations right from the dashboard.
iOS native experience, delivering familiar interactions that take the mobile banking to the next level.
Select the colour mode that is more confortable to you.
Present the user with campaigns that are tailored to their attributes (e.g. wealth segment, demographics, etc.).
Show balance and limit for credit cards.
Show the user an at-a-glance overview of their finances, with a multi-currency display of assets and liabilities.
Show all types of products and balances.
Check your balance without having to log in, view account balance history, and access favourite operations from the user’s home screen on their phone.
Enables the user to view a quick summary of operations awaiting approval as soon as they log in.
Enable financing in minutes with automated decisioning. Deliver instant, friction-free loan approvals to elevate the customer experience.
Optimize the credit lifecycle with a seamless digital workflow, allowing users to effortlessly submit, review, and manage loan applications.
Empower users to simulate repayments, compare scenarios, and easily estimate affordability before seamlessly submitting a loan application.
Accurately evaluate borrower risk profiles with advanced analytics, ensuring secure lending decisions and robust loan portfolio protection.
Maximize conversions by automatically generating personalized digital credit proposals tailored to each customer’s eligibility and profile.
Ensure full transparency by tracking every stage of the loan lifecycle in real-time, from the initial application through to disbursement.
Enable fully paperless contract execution with secure, legally binding electronic signatures directly in the digital channel.
Leverage open banking data to automatically analyze applicant income, spending habits, and affordability for instant decisions.
Deliver fast, end-to-end digital vehicle financing with integrated simulation, instant scoring, and paperless approval.
Allow customers to consolidate existing loans, request credit top-ups, or renegotiate terms directly through self-service channels.
Streamline commercial credit applications with automated risk profiling, multi-borrower workflows, and tailored approval limits.
Effectively meet diverse funding needs by bundling various complex products, including loans, credit lines, leasing, and bank guarantees, into a single, comprehensive proposal.
Automate the collection and assessment of economic factors that impact financial health and risk, including inflation rates, GDP trends and interest rates.
%20without%20SAM%20-%20Maturity%20Level%20-%202-KO%20edit.webp?width=160&height=57&name=67768-ebankIT%20Platform%20-%20CMMI%20Development%20V2.0%20(CMMI-DEV)%20without%20SAM%20-%20Maturity%20Level%20-%202-KO%20edit.webp)
.svg){kind=small}
.svg){kind=small}