What will you learn?
Unlock the power of Agentic AI to move beyond automation and deliver proactive insights in real-time that redefine customer engagement.
Reimagine everyday banking by seamlessly integrating services into customers’ lives, creating convenience without disrupting their digital flow.
Lead the ecosystem revolution, shifting from single-product apps into a dynamic platform that orchestrate services across partners for unmatched value.
Accelerate payment innovation with instant and cross-border solutions that empower customers with speed, security, and global reach.
Turn security into a competitive edge by implementing frictionless protection that builds confidence and loyalty at every interaction.
Maximize tech ROI by aligning investments with business goals and driving long-term digital transformation that sets you apart.
Uncover the trends and technologies of 2026
From trends to action
By understanding the emerging technologies and strategic shifts highlighted in this report, leaders can move from passive observation to practical execution, identifying where to invest, which capabilities to build, and how to turn innovation into measurable ROI. The goal is simple: transform insight into impact, and trends into tangible growth.
The numbers
To truly thrive in the era of Artificial intelligence and embedded finance, financial institutions must move beyond legacy limitations. Modernizing legacy systems is not just a technology upgrade but the foundation that allows banks to harness intelligence, accelerate innovation, and deliver smarter, more human digital experiences.
Pedro Azevedo, Chief Product Officer at ebankIT, 2025
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